Valentine’s Day

Happy Valentine’s Day to all my followers ❤️

Hope you all have a day full of Love, Cuteness and Romance 💖 

Photos from Pinterest

Lots of Love

Carina

💋

 

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Debt Update


I previously wrote an honest post about my ‘Debt’ situation back in May 2018, I thought I would write an update post to let you know where I am now and how I’ve been getting on.

My first positive is that I have started saving.. Yes I hear you say!  I started in Sept 18 with £50 a month and have recently increased it to £80 a month, I’m aiming to save £1000 by the anniversary date I opened the account.  My savings account is with Yorkshire Building Society with 2.5% interest rate, and you keep that rate if you don’t do a withdrawal within the year of saving.  I have had to give the paying in book to my sister and brother in law otherwise I would be withdrawing so for me its the best that I can do!

My second positive is that I paid off 6 small debts in 2018 and my goal was 5, so an extra one has gone off my list – whoop whoop.  One of my other financial goals was to get my old Capital One credit card down to £1000 which is what my limit was and another goal was achieved, currently owe £980.00.

My third positive is that I have cleared 3 debts in Jan 19, one was written off by the company but its a debt that can be taken off my list!  I am currently concentrating on my 4 lowest debts which total £720.00, two of these debts I will have paid two by the middle of June.  Then I will move this to another debt to make them payments higher to get that said debt down lower.

My current amount owing to date is £6283.31, I am currently paying 10 debts off at the moment, all small apart from Capital One. So I’m making small progress with getting the total amount down and I am honestly proud of myself for what I am doing and finally started to get my life sorted financially.   I’ve sat down at the beginning of January to go through my 2019 financial goals and set myself some more goals to achieve by the end of 2019.

Goal 1: Pay off 8 debts

Goal 2: Pay Phone, Council Tax, Electric and Rent on time and keep up to date

Goal 3: Check credit report and check Clearscore every month and make    amendments where needed

Goal 4: Keep on Saving… Saving… Saving…

Goal 5: Concentrate on paying off 4 lowest debts totalling £720.00

I do a few different survey sites which I do to help pay towards to my debts, my savings and sometimes just sometimes for a bit of a social life.

Hope you have all enjoyed reading this post, and if anyone has any tips of getting debts paid quicker then drop me a message or some comments 

Hope you all have a great weekend

Lots of Love

Carina

 💋

 

Chapter 2 of 2019

January is finally over and February has appeared!  It’s the month of Valentine’s so lots of Love, Romance, Hearts and Cuteness…

What are my lovely followers have in store for Valentine’s?  Are you planning a special surprise for a loved one or are you being surprised?  Let me know in the comments below.. 

I’m hoping I get the whole valentines weekend with the OH with him coming down to Peterborough.  So I’m trying to plan a nice cute romantic relaxed weekend, need to decide what I will be cooking and some cute little presents, nothing OTT thou as the most important thing is that we have quality time together as its a long distance relationship, with him coming from Liverpool!

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Photos from Pinterest

Lots of Love

Carina

💋

New In; George Home

Been doing one of my favourite things, scrolling thru the Home section on the George website, I have selected some of my favourite pieces which are on my WANT list.

Bedroom

I have to say I do love George Home bedding, as they have some nice designs and they are also a good price, the three pictured below range from £12 to £15, which for a double is great value!  I will be popping to my local George Home next week once payday hits and pick up some new bedroom bits up….

Exciting!

Lighting

Loving these quirky lighting and lamps which George have for sale, love the tall lamp!

Kitchen

I’m a sucker for a funky mug!  Out of these four mugs I’d have to buy top right: Follow your Dreams mug at £2 and also love the set of 2 Copper mugs bottom right and for £6 again a bargain price.  And the mug bottom left would be a great part present if you know anyone who is getting married this year??

Accessories

Really think that George have really done well on the accessories they have out at the moment, I’ve had my eye on the globe for a few months now but not actually done anything about, I mean its not even expensive to be fair I mean its £15, I’m not sure of the size of it but it looks cute and reminds me of one my dad had when I was younger, so that will be going in my basket!  I’m also loving the set of 3 rabbits, these look too cute, and also the plant stand.

These succulents and fake roses are cute if you not very green fingered and not good at keeping plants alive!  The prices on these start from £5..

And I can’t not select some cushions, I mean who doesn’t love cushions, whether its for your sofa or your bed!  One I love and can relate to is the one at the bottom right..

Hope you have enjoyed this post and like the items I have selected..  Just have to wait till payday now to buy some of the bits I have selected..

Hope your all having a great Saturday with whatever you are doing.

Lots of Love

Carina

💋

Natural History Museum 

It’s sad to say that I’m 34 (when I started this post, and I’m now 38 and I’ve failed on completing this post!) and I have never been to ‘The Natural History Museum’ or any of the other Museums which are in London that was until the 24th February 2015!!!

So my friend and I decided that we would have a day out in London, as she hasn’t really done the touristy thing either!!  The Natural History Museum (http://www.nhm.ac.uk/about-us.html) was our main focus point of the day, as neither of us had been.

We goggled to see what was on when we went, there are 4 zones Red, Blue, Orange and Green. The main area we were interested in was the Blue Zone which was dinosaurs to massive mammals, and able to explore the amazing diversity of life on Earth.  We spent just over 2 hours just in the Blue zone. so we have said we will go back in the Summer to look round the rest of the Museum! (we haven’t been back as yet…)

The Blue Zone Pictures


The Main Man – T REX

There is so still much to see in all the other Zones, I may take a day  onto London on my own to go and explore the rest of the Museum.  There is also a Fashioned from Nature exhibition cost of £12 on at The V&A Museum till the 27th Jan  which I would love to go and see, the exhibition will present fashionable dress alongside natural history specimens, innovative new fabrics and dyeing processes, inviting visitors to think about the materials of fashion and the sources of their clothes.

Its payday next week so may just jump on a train and go to London for the day and have a little day out on my own, which I love doing every now and again!  Just get out for the day and do what I want to do and take the city in..

Well I’ve finally finished this post, I’m not sure whey I’ve done it sooner!?  Anyway I hope you enjoy this post.. Enjoy

Lots of Love

Carina

💋

Chapter One • 2019

Hi 2019!

365 New Days..

365 New Chances…

365 New Pages to fill…

Another New Year has arrived! What will this year have in store for me? Lots of plans and changes for me, going to be grabbing all the chances I get thrown at me..

You hold the pen for 2019 story, make it magical & the best one yet ✨

Welcome January. Will be a quietist month, as the norm getting over Christmas, sorting finances, get back on health & fitness.

A few plans, Liverpool for a few days, sisters birthday, catch up with friends and travel planning.

Hope you have all had a fabulous New Year celebrating with friends and family ✨🥂❤️

Lots of Love

Carina

💋

2018 Round Up

goodbye-2018-word-made-sparkler-450w-667684414

Well its the 31st December, last day of 2018!! Hours away from the start of 2019!  How can it be? Its come round so quick, 2018 has flown by and 2018 has been up and down and not the greatest for me personally…

I would say out of the 12 months of 2018, 8 of them have been proper shitty. My mum admitted herself into hospital in March and was there till May, after a number of chest infections, blood tests, weight loss, falls, oxygen levels.  She was discharged in May, but as she wasn’t able to go back Home we had to make the decision that mum needed to go to a home, which she didn’t want to but she knew it was the right thing as she was in no way able to go home and look after herself even with carers in 4/5 times a day.  From May till 6th December mum again was in and out of hospital with a number of chest infections, decreasing oxygen levels and another fall.  Her health was slowly detreating and get worse, especially her oxygen levels, there was one thing about my mum is that she was a fighter and she certainly fought for the 9 months from March.

Mum ended her battle with he illness at 11:30am on 6th December 2018, as much I didn’t have the best relationship with my mum over the years but she was still my mum and I struggled the last 9 months with her illness and how poorly she was.  It hit me hard when I got the call to say she has past, but I’m still grieving now in my own way.  So its been a pretty shit end to 2018, but mum isn’t in anymore pain and is at peace.

📷: Pinterest

Lots of plans & changes to come in 2019, have the Spice Girls Concert with a night in London to look forward to in June, a few draft plans to confirm and to get some travel booked in along the way…

Really am looking forward to 2019 to see what it has in store for me, last year in my 30s for The Boy and I! So planning what to do for our 40th’s will be on the cards also.. Thinking West Coast of America

Hope you all have a F A B U L O U S Plans!

Happy New Year

Lots of Love

Carina

💋

 

 

6 Months Reading Material: Jan – Jun 2019

Right so I’ve selected a number of books I am planning to read between 1st Jan to 30th Jun 2019! It’s one of my 2019 goals/achievements to read more, and I’m going to really challenge myself..!📚I’ve gone for a mixed selection of genres as I think sometimes I read too many of one type of book, so I thought I’d switch it up.. Has anyone one read any of the above books? Drop me a comment if you have to let me know your thoughts..

These are the two I’ve picked to kick start my January reading.. 🤓

Lots of Love

Carina

💋

Book Reviews: Sept – Dec 2018

Well I can say that my reading selection didn’t go well between Sept – Dec, you may of seen my earlier post, showing which 11 books I had chosen to read between Sept to Dec.  Its been a poor effort on my half with me not reading getting stuck into the books,  but its been a rough and rocky few months personally.  ANYWAY less of that, here are reviews of 4 books which I did read!

Sept 2018

‘Love Me Not’ by M J Arlidge ⭐️⭐️⭐️⭐️⭐️This is book 7 of DI Helen Grace.

A woman’s body lies in the road. At first it looks like a tragic accident. But when Helen Grace arrives on the scene it’s clear she’s looking at a coldblooded killing. But why would anyone target a much-loved wife and mother? Across town, a shopkeeper is killed while his customers are left unharmed. But what lies behind the killer’s choices? If Helen can’t solve this deadly puzzle then more blood will be shed. But any mistake and it might be her own …

When I first started reading Love me Not I wasn’t aware that it was book 7 of 8! As it’s a series with DI Helen Grace being the lead in all the stories, I really enjoyed the book and got into the story straight away and didn’t take me long to read the book, it is a chilling and gripping read and would recommend reading it, but make sure you read in the order.  I am now on the look out for the other books, I have picked up Liar Liar (Book 4)and Little Boy Blue (Book 5), so I’m still hunting for Book 1, 2, 3, 6 and 8.  So if anyone see’s any and are not a silly price, let me know..

Oct 2018

‘Little Sister’ by Isobel Ashdown ⭐️⭐️⭐️

A twisted world of family secrets and sibling rivalry.  After sixteen years apart sisters Jessica and Emily are reunited. With the past now behind them, the warmth they once shared quickly returns and before long Jess has moved into Emily’s comfortable island home. Life couldn’t be better. But when baby Daisy disappears while in Jess’s care, the perfect life Emily has so carefully built starts to fall apart. Was Emily right to trust her sister after everything that happened before? Perfect for anyone that loves psychological thrillers.

This was another book which it took me a little while to get into, but when I did I did enjoy the book, there was a few twists and turn in the storyline as you get into the book, which I like as it pulls you into the book more. I liked how Isobel Ashdown has made the characters who they are and the little secrets that they all have individually and making them all connect together for the storyline.

‘Wilde Like Me’ by Louise Pentland ⭐️⭐️⭐️⭐️⭐️

THE NUIMBER 1 SUNDAY TIMES BESTSELLER! Fans of Sophie Kinsella and Lindsey Kelk will love Wilde Like Me! You’ll never forget the day you meet Robin Wilde! Robin Wilde is an awesome single mum. She’s great at her job. Her best friend Lacey and bonkers Auntie Kath love her and little Lyla Blue to the moon and back. From the outside, everything looks just fine. But behind the mask she carefully applies every day, things sometimes feel . . . grey. And lonely. After 4 years (and 2 months and 24 days!) of single-mum-dom, it’s time for Robin Wilde to Change. Her. Life! A little courage, creativity and help from the wonderful women around her go a long way. And Robin is about to embark on quite an adventure . . .  SPEND YOUR EVENINGS WITH ROBIN WILDE AND FALL IN LOVE WITH THIS YEAR’S HOTTEST DEBUT! 

I’ve heard and read so many reviews on how good this book was, so when I saw it in a local charity shop I picked it up right away and it didn’t disappoint! Even though the book is based on Robin Wilde, a single mum I can relate to so many of her situation’s and how she deals with them and how she is feeling, bits of the book made me laugh out loud, get teary eyed and also pulled at my heart strings.  Its a funny, witty, real life, charming, engaging, empowering, heartfelt and heart warming book.  It was a really good read and if you fancy switching up your reading material or genre then this is the book to switch to!  Looking forward to getting my hands on her second book ‘Wilde about the Girl’ as I’m sure this will be equally as good.

Nov 2018

‘Eleanor Oliphant is Completely Fine’ by Gail Honeyman ⭐️⭐️⭐️⭐️

Meet Eleanor Oliphant: She struggles with appropriate social skills and tends to say exactly what she’s thinking. Nothing is missing in her carefully timetabled life of avoiding social interactions, where weekends are punctuated by frozen pizza, vodka, and phone chats with Mummy.

I started this book in November, and yes I am still currently reading it.  What I have read so far I have enjoyed and I really need to get stuck back into it which I have been doing over the last few days, I am aiming to read as much of this book over the next few days as I am wanting to start 2019 with a new book.  December has had me distracted from reading for more than one reason.

So keep your eyes peeled for an updated review on this book in the next few days

Hope you have found this post useful if you are thinking of reading any of these books?

Lots of Love

Carina

💋